Privacy Policy
Welcome to Fintellect! We prioritize your privacy and we are dedicated to protecting it. This Privacy Policy explains what data we collect, how we use it, and your rights as a user. By using our Service, you agree to this policy.
First and foremost: we never sell your data to anyone, and we never will!
Key Highlights of Our Privacy Policy
- Your Data is Private: We never sell your data to anyone.
- Your Rights: Access, update, delete your data, and opt-out of communications at any time.
- Security Measures: We protect your data using advanced security measures.
- Contact Us: For any privacy concerns, reach us at hello@fintellect.co.in.
Overview
Our policy is designed to inform you about:
- The types of information Fintellect (“Fintellect”, “Company”, “We”) collects from you during your use of our services.
- How we use, maintain, and safeguard your information.
- Your privacy rights and how the law applies to you.
This policy is relevant to information we collect:
- On our Website and through our Service.
- In email, text, and other electronic messages between you and Fintellect.
- Through any mobile or desktop applications you download from our Website.
We may update this Privacy Policy periodically, and we encourage you to review it regularly.
Collection and Use of Personal Data
We respect your privacy, and your data is NEVER sold to anyone.
Fintellect collects and uses your data to provide and enhance our services and respects your privacy at every step. Here are the categories of data we collect and key points about how each is handled:
- Basic Account Information: Includes data like your email address and user preferences. This information helps us personalize and manage your experience with our Service.
- Planning Data: Encompasses all information you manually enter or upload, such as bank statements, income and expense details etc. This data is held in your browser by default and is not transmitted elsewhere. All your data is securely stored on cloud using AWS services.
- Usage Data: This may include information such as your IP address, browser type, pages visited on our Service, time spent on these pages, and navigation patterns within the app. This information helps us improve service functionality and user experience. For more information, see our Cookies Policy.
Remember, as a user, you can delete it anytime.
Cookies and Tracking Technologies
Fintellect utilizes cookies and similar tracking technologies to enhance your experience on our website. Below are the types of cookies we use:
Strictly Necessary Cookies
- Essential for website operation, enabling basic functions like page navigation. These cookies do not store any personally identifiable information.
Functional Cookies
- Allow our website to provide enhanced functionality and personalization, such as remembering your preferences and settings. These may be set by us or by third-party providers whose services we have added to our pages.
Performance Cookies
- Help us understand how visitors interact with our website, track the most frequently visited pages, and analyse site performance. This information is vital for improving the functionality and user experience of our website.
Targeting Cookies
- Used to measure the effectiveness of advertising campaigns, track referrals, and deliver marketing content tailored to your interests. These cookies do not store personal information but are based on uniquely identifying your browser or internet device.
You can manage your cookie preferences at any time through our Cookie Settings and consent management interface. For more information, please visit our Cookies Policy.
Disclosure, Retention, and Transfer of Personal Data
Your data is handled with the utmost care and discretion.
Personal data is only shared with service providers as necessary and under confidentiality agreements.
We retain data only as long as necessary for providing our services and as required by law.
Data may be transferred across state or national borders for processing, in compliance with applicable laws.
Legal Compliance and Security
Fintellect is committed to the legal and secure handling of your data.
All data is protected using industry-standard security measures.
In the event of legal requests, we may disclose data in accordance with law enforcement or legal obligations.
Security of Your Personal Data
Ensuring the security of your data is a top priority.
While no online service is entirely secure, we implement advanced measures to protect your data, including data encryption, continuous review and updating of our security practices, access controls, and secure software development practices.
We continuously upgrade our security practices to prevent unauthorized access.
Your Rights and Choices
As a Fintellect user, you have certain rights regarding your personal data.
Access and Update: You can access and update your personal data within your account settings.
Deletion: You have the right to delete your data at any time. Once the data is deleted, we are unable to retrieve it even on your request.
Opt-Out: You may opt out of marketing communications and set preferences for how we contact you.
Data Portability: Upon request, we can provide your data in a machine-readable format.
Data Processing Details
Fintellect processes your data with transparency and responsibility.
Service Providers: We engage third-party companies for tasks like data hosting and analytics. These providers are bound by strict data protection agreements.
Legal Bases for Processing: We process data based on consent, contractual necessity, legal obligations, and our legitimate business interests.
Automated Decision-Making: We do not use your data for automated decision-making or profiling that has legal or significant effects on you.
Children’s Privacy
Fintellect is not intended for children under the age of 13. We do not knowingly collect data from children under 13.
If we become aware of such collection, we take steps to delete the information promptly.
If you believe your child’s data has been collected, contact us at hello@fintellect.co.in to request data removal and further assistance.
International Users
For users outside India:
- Your data is processed and stored in the India or other countries where our service providers operate.
- We ensure that data transferred internationally is protected with encryption and stored securely in line with our overall data security practices.
- As a small company, we are committed to complying with international data privacy standards to the best of our ability. We take reasonable steps to ensure that user data is processed and stored with care and respect for privacy. This includes adhering to generally accepted privacy principles and ensuring our service providers, if any, are committed to data protection. We continuously monitor our practices to improve data security and privacy in line with evolving international standards.
Additional Information
Links to Other Websites: Our service may contain links to external websites. We are not responsible for the privacy practices of these external sites.
Updates and Modifications
We reserve the right to update or modify this policy.
Any significant changes will be communicated through our website or via email.
Your continued use of our service after changes indicates your acceptance of the revised policy.
Contact Us
For any questions or concerns about this policy or your data, please contact us at hello@fintellect.co.in